Motorcycle Insurance

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The three essentials for feeling truly free on a ride: 

  • A protective helmet 
  • A solid jacket and foot protection
  • A bulletproof motorcycle insurance policy for you and your passenger

Whether you’ve got the ride of your dreams or you're saving up for your perfect bike, there’s only one way to enhance that feeling of leaving all of your worries behind.

Motorcycle Insurance: do you really need it?

Owning a motorcycle can be one of the most exhilarating things in life, but according to the National Safety Council, a motorcycle accident that result in serious bodily harm happens every 6 minutes in the United States.

If you think motorcycle insurance is a “wasted” expense, think again. Insurance is more about managing your risks than anything else. Without insurance, all it takes is one accident to drain your savings or your ability to pay medical expenses.

We are here to make sure you have the right coverage for your needs, and that means we will do our best to get you the best coverage for the most reasonable cost.

What are your coverage options?

There are mandatory minimums, of course, but you may wish to consider other options on your bike, which are reasonably priced extras that can give you more comprehensive coverage and better peace of mind, including:

  • Additional liability coverage 
  • Collision 
  • Comprehensive 
  • Roadside assistance
  • Bike accessories
  • Total loss insurance
  • Rental vehicle coverage
  • Trip interruption coverage
  • On-road insurance for off-road vehicles

When you need the best motorcycle insurance

You can trust our team when you need to make a decision on insurance for your bike. As an independent company, we are not tied to just one insurance company. We have several A-plus-rated insurance carriers we can shop with, to make sure you get the very best Motorcycle Insurance and the lowest premiums. 

Tips for Lowering Your Motorcycle Insurance Premiums

  • Take a Motorcycle Safety Course: Completing an approved safety course can often lower your premiums.
  • Install Anti-Theft Devices: Security systems can make your bike less likely to be stolen, reducing your insurance costs.
  • Bundle Your Policies: Combining your motorcycle insurance with other policies like auto or home insurance can lead to discounts.
  • Maintain a Clean Riding Record: Avoiding accidents and traffic violations can help keep your premiums low.
  • Choose a Higher Deductible: Opting for a higher deductible can reduce your monthly premiums.

Frequently Asked Questions (FAQs)

Q: What is the minimum motorcycle insurance required in Colorado?

A: In Colorado, the minimum liability coverage required is $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 for property damage.

Q: Can I get insurance for a custom or vintage motorcycle?

A: Yes, we offer specialized coverage options for custom and vintage motorcycles to ensure they are adequately protected.

Q: Does motorcycle insurance cover passengers?

A: Yes, passenger coverage can be included in your policy to protect anyone riding with you.

Q: How can I get a quote for motorcycle insurance?

A: Visit our quote page or call us at 303-649-9141 to get a personalized quote.

Why we're different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your motorcycle.

Contact us today, and we'll help you protect what matters most.